Home Loans for Residents and Fellows

Medical residents and fellows have some of the highest mortgage decline rates in the entire country.

As a resident or fellow, you likely have high amounts of student loan debt (either in deferral or about to enter repayment) and are signing a new job contract with employment contingencies that do not align with traditional mortgage underwriting guidelines. This can cause a delayed closing and even a last-minute loan decline.

Our team at NEO Home Loans has spent the last decade serving thousands of Arizona residents and fellows in similar situations, and we understand the challenges you face. Our mortgage programs are designed to help you close on a home during your residency or fellowship with speed and flexibility.

You can trust to take care of you during your homebuying process and remove as many obstacles as possible so you can focus on your career.